General Liability Truck Insurance
General Liability Truck Insurance Overview
The name itself implies that this coverage provides extensive third-party liability protection beyond vehicles. It includes protection for injuries or property damage that occur on your premises, through the use of your products or services, or as a result of contract violations. This coverage is designed to address various standard types of risks. Additionally, this policy can be customized with specific options tailored to your particular business, such as garage liability, pollution liability, environmental liability, underground liability, or professional liability.
Additional Coverage Considerations
For regular transportation business operations, the primary policy typically provides sufficient coverage. However, if your operations involve fuel tanks on your premises, it is advisable to include a form of truck pollution coverage. If you are engaged in cargo forwarding or custom house activities, it may be appropriate to have a type of professional liability coverage.
This policy contains important conditions that need to be carefully reviewed with your insurance agent to ensure there are no gaps in protecting your operations.
Limits of General Liability Policy
Policy limits vary, starting from $300,000 and going up. However, the standard policy typically sets the limit at $1 million per occurrence and $2 million as the overall policy limit. Higher limits are available as needed based on your specific requirements.
If you have any questions or need a quote for general liability truck insurance, you can visit our truck insurance quote page to get in touch with a specialist.
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