Coverage
Truck insurance coverage is a vital safeguard for truck owners and operators, offering protection against various risks associated with commercial trucking.
Types of Coverage
There are many different kinds of insurance that we need to operate effectively and to cover all aspects of our business. We are providing a list of the most common insurance coverage packages requested by all our clients. Below are just a few of the different kinds of insurance that can cover many of your transportation needs.
Commercial Auto Liability
- This coverage protects from bodily injury and property damage in the event of an accident, that are required by state and federal governments (FMCSA). Generally, this is up to a 1 million coverage limit.
Physical Damage
Truck Insurance
- This coverage protects from damages to trucks and trailers in the event of an accident, at Advanced Truck Insurance Agency we highly recommend this coverage. Deductibles usually start at $1,000.
Trailer Interchange/Non-owned Coverage
- This provides coverage for trailers under an Interchange Agreement (Trailer Interchange) or trailers that are not owned by your company (Non-Owned) but they are being hauled using your company’s equipment. Deductibles usually start at $1,000
Motor Truck Cargo Insurance
- This provides coverage from damages to the cargo being hauled for shippers/brokers by the transportation company, this is required by all brokers/shippers. Deductibles usually start at $1,000.
General Liability
Truck Insurance
- This coverage protects against bodily injuries or property damage that might be caused by anyone affiliated with your company or hauling under your authority.
Bobtail/Non-trucking Liability/ Deadhead
- This coverage protects against bodily injury or property damage that might be caused while moving a power unit without an attached trailer (common with power unit). Clients often request this coverage to move power units between terminals, to get them repaired, etc.
Insurance Partners
We partner with various truck insurance companies to provide owner operator insurance and truck fleet insurance.
